$6,950,000

545 Ocean Cay Dr, Key Largo FL 33037

3  beds
3  baths
Single Family Residence
Built in 2001
$3,000/mo HOA
35 days on market

About this property

Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living. Set within the coveted, gated enclave of Ocean Cay Estates, this oceanfront residence is crafted for those who value refined comfort, effortless entertaining, and world-class boating. A private tropical oasis unfolds along the water's edge, anchored by an award-winning resort-style pool featuring five waterfalls, a walk-over bridge, a swim-up table, and a separate infinity spa overlooking the blue horizon. The outdoor living spaces feel like a retreat of their own sun terraces, shaded lounging, lush landscaping, and uninterrupted ocean breezes.

Interior Details

Bedrooms & bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & cooling

  • Heating: Other
  • Cooling: Ceiling Fan(s), Central Air
  • Laundry: Utility Room/Laundry

Features

  • Flooring: Tile
  • Window Features: Electric Shutters
  • Door Features: High Impact Doors

Extras

  • Appliances: Dishwasher, Dryer, Microwave, Other Equipment/Appliances, Gas Range, Refrigerator, Washer
  • Video & virtual tour: View Virtual Tour

Property Details

Parking

  • Garage spaces: 1
  • Parking features: Covered, Driveway

Features

  • Exterior features: Barbeque, Built-In Grill, Open Balcony
  • Has water view: Yes
  • Waterfront features: Ocean Access, Canal Front, Ocean Front

Public Info

  • Year Built: 2001
  • APN: 00453475-016100
  • County: Monroe County

Tax Information

  • Annual Tax Amount: $16,709
  • Tax Year: 2024

HOA Details

  • Has HOA: Yes
  • HOA fee: $3,000/mo

Price History

12/18/2025 Listed for Sale
Source: Miami REALTORS®
$6,950,000

Estimated Monthly Payment

Customize assumptions below to estimate your monthly cost.

Est.
$42,771
Principal & Interest $36,062
Property Taxes $1,392
Home Insurance $2,317
HOA Fees $3,000
Kevin McCarthy
Kevin McCarthy
Broker & Executive Director of Luxury Sales






    By proceeding, you consent to receive calls and texts at the number you provided, including marketing by autodialer and prerecorded and artificial voice, and email, from miamiforward.com and about your inquiry and other home-related matters, but not as a condition of any purchase.






      By proceeding, you consent to receive calls and texts at the number you provided, including marketing by autodialer and prerecorded and artificial voice, and email, from miamiforward.com and about your inquiry and other home-related matters, but not as a condition of any purchase.